Last revised: November 2024

This website (“Site”) is owned and operated by InnoSight Financial LLC, a limited liability company organized under the laws of CA, (“InnoSight Financial”). By accessing and using this Site, you and any authorized user of your account (“you” or “user”) agree to be bound by these Terms of Use. If you do not agree to these terms, do not access or otherwise use this Site.

InnoSight Financial reserves the right, at its sole discretion, to modify, change, or remove portions of these Terms of Use or the Site content at any time. Changes to these Terms will become effective when posted. Your continued use of the Site after any changes are posted signifies your acceptance of the updated Terms. Please periodically review these Terms of Use and the Privacy Policy before using the Site. Additionally, when using certain InnoSight Financial services, you may be subject to additional guidelines or rules, which are incorporated by reference into these Terms of Use. 

1. USE OF THE SITE

InnoSight Financial grants you a non-exclusive, non-transferable, limited right to access, use, and display this Site and its materials solely for personal, non-commercial use, subject to compliance with these Terms of Use.

You agree that you will not:

• Use the Site to engage in any illegal activity or infringe on the rights of others.
• Modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Site unless expressly permitted by these Terms.
• Access or use the Site from outside the United States if prohibited by local law. InnoSight Financial makes no representation that materials on the Site are appropriate or available for use in other locations, and users who access the Site from outside the U.S. are responsible for compliance with local laws.

2. COPYRIGHT AND TRADEMARK

The content of this Site is protected under U.S. and international copyright laws. InnoSight Financial LLC holds exclusive ownership of the Site’s content, design, logos, and other intellectual property.

Except as otherwise permitted under these Terms, you may not duplicate, reproduce, republish, distribute, or download any materials from the Site without InnoSight Financial’s express written consent. You may, however, download portions of material for personal, non-commercial use, creating one (1) machine-readable copy, one (1) backup copy, and one (1) print copy, provided all copyright and proprietary notices remain intact.

InnoSight Financial’s trademarks, including logos and product names, may not be used without prior written consent from InnoSight Financial. All other trademarks are the property of their respective owners.

3. DISCLAIMER OF WARRANTIES

InnoSight Financial does not guarantee that the Site or any files available for download are free from viruses or other potentially harmful elements. Users are responsible for implementing safeguards to protect their data and systems.

THE SITE AND ALL CONTENT PROVIDED THROUGH THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, INNOSIGHT FINANCIAL DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOUR USE OF THE SITE IS AT YOUR OWN RISK.

4. LIMITED LIABILITY

UNDER NO CIRCUMSTANCES SHALL INNOSIGHT FINANCIAL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATED TO YOUR USE OR INABILITY TO USE THE SITE, EVEN IF INNOSIGHT FINANCIAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

InnoSight Financial assumes no liability for user actions, omissions, or conduct on the Site, and is not responsible for the accuracy or reliability of any content or information presented on linked sites. In jurisdictions that do not allow limitations of liability, InnoSight Financial’s liability is limited to the maximum extent permitted by law.

5. INDEMNIFICATION

You agree to indemnify and hold harmless InnoSight Financial, its officers, directors, employees, agents, licensors, and suppliers from any claims, damages, losses, liabilities, and expenses, including reasonable attorneys’ fees, arising from your violation of these Terms of Use.

6. TERMINATION

InnoSight Financial reserves the right to terminate or suspend your account and access to the Site at its discretion and without notice if you violate these Terms or engage in unauthorized activities.

7. COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT

In compliance with the Digital Millennium Copyright Act (“DMCA”), InnoSight Financial respects the intellectual property rights of others. If you believe content on the Site infringes on your copyright, please send a notice containing the following information:

• A physical or electronic signature of the copyright owner or authorized agent
• Identification of the copyrighted work claimed to be infringed
• Details of the allegedly infringing material and its location on the Site
• Contact information for the copyright owner
• A statement under penalty of perjury that you believe in good faith that the use is unauthorized and that the information in the notice is accurate. 

DMCA notices should be sent to:

InnoSight Financial LLC 
21835 Erwin St. 1044,  
Woodland Hills, CA 91367 
Email: we.care@innosight.financial

8. MISCELLANEOUS

These Terms of Use shall be governed by and construed in accordance with the laws of the State of CA and the United States. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved in the state or federal courts located in Woodland Hills, CA. You hereby consent to the jurisdiction of such courts for any legal action relating to these Terms.

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be severable from these Terms without affecting the validity and enforceability of the remaining provisions.

By using this Site, you agree to the above Terms of Use. If you do not agree with these Terms, please refrain from accessing the Site.